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See risk before it becomes loss.

MicroLens is on-premise AI intelligence for any organisation that runs on data — microfinance banks and SACCOs, insurers, retailers, distributors, manufacturers. Plug it into the systems you already have and turn raw records into explainable risk scores, plain-English answers, forecasts and board-ready narratives — without a single record leaving your building.

On-premise AIExplainable scoresPlugs into your dataAI board packs
Two SACCO analysts reviewing the MicroLens AI risk-intelligence dashboard on-premise
What it does

From raw data to insight in one afternoon

Ask in plain English

“Which branches have PAR above 5%?” “Which claims look anomalous this month?” “Which debtors are drifting?” The AI writes and runs guarded read-only SQL — and shows you the queries it ran.

Explainable Risk Radar

Score whatever risk matters to you — loan defaults, policy lapses, debtor drift, customer churn, machine failure. Every score comes with its factor contributions and a recommended action. No black boxes in front of a regulator or a board.

Entity 360

A client, policyholder, customer or asset's whole story on one page — transactions, history, linked records and field notes. Spot the recovery stories and the quiet deteriorations.

Forecasts & provisioning

Where the numbers go if nobody acts — PAR trajectories and IFRS 9 staging for lenders, demand and cash forecasts for traders, failure curves for plant.

One-click board pack

A board-ready monthly narrative written by AI from the actual figures — the numbers computed deterministically, the story written for directors.

Early-warning wins

The “what MicroLens sees today” strip surfaces spikes, churn and concentration risks while there's still time to act on them.

Where it fits

One engine, every industry

The flagship deployment is credit risk — but the same engine reads any structured data you point it at.

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Banks, Microfinance & SACCOs

The flagship: credit risk radar, PAR forecasts, IFRS 9 provisioning and collections priorities.

🛡️

Insurance

Claims-anomaly flags, lapse and churn prediction, fraud patterns and loss-ratio early warnings.

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Retail & Wholesale

Debtor drift, shrinkage signals, dead-stock detection and demand forecasts by branch.

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Distribution

Customer churn scores, route and rep profitability, stock-out risk and credit exposure.

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Manufacturing

Quality drift, scrap analysis, downtime prediction and supplier reliability scoring.

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Any enterprise

Point it at any SQL database — ask your data anything, and get a board pack every month.

The on-premise promise

Your customers' data never leaves the building

MicroLens runs on your own server with local AI models — the full pitch for boards and regulators nervous about customer data in foreign clouds. Prefer maximum reasoning power? Connect a cloud model with one setting. Either way the AI is read-only, guarded and audited.

  • Fully local option — local models on your hardware; works with the internet off.
  • Read-only by construction — single-SELECT guard, DDL/DML blocked, limits enforced.
  • Deterministic figures — risk scores and provisions are transparent models computed in code — AI narrates, never invents.

“Grace was flagged in March, the officer intervened with a catch-up plan, and by May her arrears were cleared. That's a write-off prevented — and the field notes tell the whole story.”

— The MicroLens demo storyline, from real workflow patterns
Risk Radar — sorted by default probability
Peter M. — Machakos · drought stress, 2 missedCRITICAL 78%
Amina H. — Mombasa · temporary stressWATCH 41%
Grace W. — Kawangware · recovered, plan honouredIMPROVING 12%
Daniel O. — Kisumu · star clientLOW 3%
Portfolio at Risk4.7%▲ drought belt driving +0.9pp
Provision (model)KSh 8.2Mvs 11.5M flat rule
Early-warning saves23write-offs prevented YTD

Fifteen minutes with your own numbers.

We'll load a sample of your data — loan book, claims file, sales ledger, production log — and show you the risk radar, the plain-English Q&A and the board pack running on it, live.

Book the demo